By registering this enquiry, you acknowledge that we will search the files of credit reference agencies and fraud prevention agencies. These agencies will provide us with information about you, such as your financial situation and financial history. We carry out these searches in order to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent fraud and criminal activity. We may also search the files of the Land Registry. These searches will be conducted both in order to open your account, and from time to time​ during the lifetime of your relationship with us. Credit reference agency searches will place a search footprint on your credit file when we make a search, and this may be seen by other lenders. We will continue​ to exchange information about you with credit reference agencies while you have a relationship with us, including information about your settled accounts and any debts not fully repaid on time. Credit reference​ agencies will share your information with other organisations. Your information will also be linked to the information of others, such as your spouse or partner, any joint applicants, or other financial associates